The mission of the Northwest Card Association (NWCA) is to provide education, industry exposure, and developmental opportunities for organizations operating within the plastic cards sector. The NWCA seeks to empower Association members to remain competitive, to further the advancement of electronic payments, to remain up-to-date on all changes to laws, regulations and best practices, and to promote fellowship and cooperation amongst NWCA members.

Membership is open to representatives of financial institutions and payment vendors operating in the Pacific Northwest as well as Northern California and the Rocky Mountain Region.

Board of Directors

Stephen Prince

Associate Member – Co-President

Results-oriented fintech strategist leveraging a 25-year record of progression and success in high-performance team leadership and project management among billion-dollar organizations. Intuitive and pragmatic leader with an advanced understanding of the financial payments ecosystem and a passion for enhancing the merchant/customer experience within the required regulatory and financial best practices framework. Positioned to assist your organization to achieve goals.

Vast experience in preparing effective Policies and Procedures in close conjunction with all working areas of the Bank, ISO or PayFac, in order to define and record, Underwriting/Credit as well as Risk, Anti Money Laundering (AML), Know Your Customer (KYC), Counter Terrorism, Information Security, Business Continuity, Compliance and many other payments operational as well as Card Brand Compliance documents. Familiarity with Business Development, Interchange Management, Disputes, Point of Sale Solutions as well as all Operational aspects of
maintaining a portfolio of merchant accounts.

Villa Payments Consulting - Owner

Mary Nyman

Associate Member – Retired  – Co-President

Mary Nyman has worked in the EFT and Financial Institution space for over 30 years – this includes credit union branch operations, IT, Payments & both the issuer and acquirer side of card processing.

Additionally, she has worked with several key industry processors over this time including The Exchange and CO-OP. This experience affords a well-rounded perspective of the industry and industry direction.

The experience and the contacts she made over the years provide key input and direction for our NWCA meetings.

Co-Op Financial Services – Retired - Strategic Relationship Manager

Audrey Stephens


Audrey Stephens joined Central Willamette CU in 1996.  As a member of the Leadership Team she is responsible for providing valuable insight, information, ideas and expert opinions necessary to support the strategic direction and business plan objectives.  In her time at the Credit Union she spent several years working in and overseeing the Retail branches.  In this position she was responsible for management oversight of the Branch Managers and the Virtual Branch Manager.  In her current role she is responsible for supervising Operations, ATM Management, Project Management, payments, ACH processing, Share draft processing, plastic cards for both credit and debit, disputes and IRAs.  She focuses on the utilization of technology and responsible for the development and updating of processes and procedures to maximize the efficiency within these areas. 

Central Willamette Credit Union Assistant VP of Operations


Experienced leader in the financial services industry with over 20+ years of experience. Skilled in Sales, Team Building, Management, Strategic Planning and implementation.

Secretary - Director of Payment Services Advantis Credit Union

Lesley Hastings

Associate Member – Director

In her 19 years of financial services industry experience, Lesley Hastings has worked in many consultative positions serving financial institutions.  Her expertise includes the following areas:

  • Credit, Debit, EMV and Prepaid Card Processing
  • Loyalty / Rewards Programs
  • Alternative Payments Channels: Online, Mobile, P2P, Social Media
  • ATM & PIN Processing
  • Fraud Controls, Risk Management & Loss Mitigation
  • Strategic Planning
  • Financial Analysis
  • Payment Products
  • Collections

Lesley’s partnership philosophy starts at the top and incorporates all levels at the FI’s she works with. “I want to meet with the CEO, the executive team and various other team members within the FI,” she states. She believes this is an important step to understanding the FI’s plan and strategy for their organization’s future.  Working for Vantiv also exposes Lesley to many of the FI’s Nationwide, which she has built solid relationships’ with.  Lesley also brings a group of experts with her from Vantiv, who have a vast knowledge of the Card industry.

Prior to joining Vantiv Lesley worked as a Director of new client partnerships at TMG and as National Account Executive for Western Union a worldwide leader in Money transfer and Payment Services. She worked in several different job functions most recently as a Trainer and Sales Executive.  She managed a nationwide territory and worked with several of the largest FI’s in the Northwest.

In her spare time she enjoys spending time with her two young children and on the golf course in Oklahoma.

Account Manager of InfoIMAGE, Inc.

Brandie Binfield

Board Member

I began my banking career in 2018 and soon moved into merchant services/treasury management area where I fell in love with the payments industry. In September of 2019, I started a new adventure at STCU as their first Merchant Service Officer and have spent my time helping to build out the agent bank program. I work closely with our vendor, product management team and the frontline to best launch a safe and profitable program for our members. I enjoy this ever-changing industry that brings constant learning and the ability to help members streamline their payment rails as well as keeping on top of risk and fraud management .

My career path has also allowed me to witness and learn about the darker side of payments and how fraudsters are always creating new ways of stealing data and money from our customers/members. This leads us to explore and refine new and creative tools to protect our customers/members/organizations from being victimized. The NorthwestCA is a great resource for us to come together and help each other by sharing our knowledge and experience and what resolutions we are taking to resolve these vulnerabilities.

Merchant Services Officer at STCU


I am an expert at collaborating with and helping Community Banks and Credit Unions identify and deploy effective technology solutions to optimize their consumers experience at the branch. I am not interested in selling you a box. My desire is to partner with you to help you achieve your strategic vision!


• Advised financial institutions in 39 states
• Worked for a number of industry leaders including Diebold, Elan Financial (a division of US Bank), and Fiserv
• Been instrumental in delivering solutions valued at over $100M
• Played key roles in developing the ATM Outsourcing solutions

Specialties: video teller technology, outsourcing, consultative sales, customer service, capital equipment, payment systems, ATM sales, transaction processing, leasing, product manufacturing, operations, business development, banking systems, teller cash recyclers

I have been married to my beautiful wife Maren for over 26 years and we have 5 amazing children. I actively volunteer in my church community and currently serve as the bishop (pastor) of our local congregation in Spokane Valley WA. In my spare time I love trail running, backpacking, water skiing, snow skiing, and home projects.

Director - Director of Business Development at NextBranch


Director - Account Executive at Visa